Financials Bank Leumi le-Israel B.M.

Equities

LUMI

IL0006046119

Banks

Market Closed - TEL AVIV STOCK EXCHANGE 07:24:08 2024-04-25 am EDT 5-day change 1st Jan Change
2,869 ILa -1.38% Intraday chart for Bank Leumi le-Israel B.M. +1.38% -2.75%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 36,860 27,460 48,599 43,144 43,423 41,029 -
Enterprise Value (EV) 1 36,860 27,460 48,599 43,144 43,423 41,029 41,029
P/E ratio 10.6 x 13.1 x 8.06 x 5.7 x 6.44 x 6.51 x 6.2 x
Yield 3.79% - 5.32% - - 6.03% 6.11%
Capitalization / Revenue 2.65 x 2.1 x 3.06 x 2.37 x 2.05 x 2.09 x 2.08 x
EV / Revenue 2.65 x 2.1 x 3.06 x 2.37 x 2.05 x 2.09 x 2.08 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.04 x 0.78 x 1.17 x - - - -
Nbr of stocks (in thousands) 1,466,191 1,452,896 1,452,896 1,471,981 1,471,981 1,430,083 -
Reference price 2 25.14 18.90 33.45 29.31 29.50 28.69 28.69
Announcement Date 2/26/20 3/9/21 3/9/22 3/14/23 3/19/24 - -
1ILS in Million2ILS
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 13,922 13,089 15,857 18,229 21,178 19,595 19,716
EBITDA - - - - - - -
EBIT 1 6,014 6,043 8,429 7,830 14,284 11,652 11,855
Operating Margin 43.2% 46.17% 53.16% 42.95% 67.45% 59.46% 60.13%
Earnings before Tax (EBT) 1 5,405 3,491 9,241 10,896 11,901 10,058 10,569
Net income 1 3,522 2,102 6,028 7,709 7,027 6,738 7,070
Net margin 25.3% 16.06% 38.01% 42.29% 33.18% 34.39% 35.86%
EPS 2 2.370 1.440 4.150 5.140 4.580 4.410 4.630
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.9534 - 1.780 - - 1.731 1.753
Announcement Date 2/26/20 3/9/21 3/9/22 3/14/23 3/19/24 - -
1ILS in Million2ILS
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3
Net sales 1 3,911 3,918 3,849 4,682 4,269 5,429 4,999 5,696 5,336
EBITDA - - - - - - - - -
EBIT 1 2,056 2,042 2,055 2,869 2,598 3,700 3,370 3,377 3,614
Operating Margin 52.57% 52.12% 53.39% 61.28% 60.86% 68.15% 67.41% 59.29% 67.73%
Earnings before Tax (EBT) 1 2,415 2,125 2,095 2,915 2,499 3,387 2,964 3,695 2,623
Net income 1 1,551 1,470 1,609 1,992 1,782 2,326 981 2,453 1,767
Net margin 39.66% 37.52% 41.8% 42.55% 41.74% 42.84% 19.62% 43.07% 33.11%
EPS 2 1.070 1.010 1.110 1.360 1.150 1.520 0.6400 1.590 1.150
Dividend per Share 0.9409 0.4048 0.4048 0.2214 0.2582 - 0.4520 0.1910 -
Announcement Date 11/16/21 3/9/22 5/24/22 8/16/22 11/29/22 3/14/23 5/23/23 8/15/23 11/29/23
1ILS in Million2ILS
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9.96% 5.7% 15% 17% 13.7% 12.6% 11.9%
ROA (Net income/ Total Assets) 0.76% - - - - - -
Assets 1 465,258 - - - - - -
Book Value Per Share 24.10 24.40 28.60 - - - -
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/26/20 3/9/21 3/9/22 3/14/23 3/19/24 - -
1ILS in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
A-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
28.69 ILS
Average target price
39.25 ILS
Spread / Average Target
+36.81%
Consensus
  1. Stock Market
  2. Equities
  3. LUMI Stock
  4. Financials Bank Leumi le-Israel B.M.