Banco de Credito e Inversiones : Corporate Presentation 1Q 2022
May 20, 2022 at 01:25 pm EDT
Share
Corporate
Presentation
1Q 2022
Investor Relations Department | Email: Investor_Relations_Bci@Bci.cl
May 2022
Bci at a glance
Leading financial institution in Chile by Assets and Loans
Profitable and financially sound
as of March 2022
US$88.26 bn
US$53.35 bn
(+22.4% YoY*)
(+16.3% YoY*)
Total assets
Total loans
US$240.4 mm
US$5.62 bn
Net Income YTD
(ROAE 13.21%)
Market Cap1
Credit rating profile:
ESG Rating:
A2
A-
A-
A
New Lines of Business
Diversified business model
Bci/Subsidiary Diversification
Largest bank in Chile (total loans)
3rd Largest Florida-based bank
City National
Bank of Florida
Shanghai
Mexico City
Bogota
Lima
Sao Paulo
Santiago
CNB
Bci Miami
Bci+Subsidiaries
Servicios
Financieros
Perú
3
Note: Figures are converted to US$ using an FX of US$/CLP of 787.98 (April 1st 2022); 1 Bloomberg as of Match, 2022. Consolidated figures (include City National Bank of Florida)
Chilean financial system
Bci is part of a robust financial system
CHILE. GDP growth scenarios1 (%, yoy)
Total loans in the banking system2 (US$bn)
Source: CMF
Note: Figures are converted to US$ using an FX of USD/CLP of 787.98 (April 1st 2022)
1 Figures exclude CNB (City National Bank) and Itau Corpbanca operations in Colombia
Banking system capitalization ratio
*Basel III
Chilean banking regulation - upgrading to Basel III
New General Banking Law was approved and seeks to align capital requirements in Chile with Basel III guidelines.
Implementation will be phased over a period of five years and will call for at least an additional 2.5% in required capital (conservation buffer), in addition to the 8.0% currently in place.
April 2021: The first regulatory equity self-assessment report (IAPE) was delivered to the Financial Market Commission (CMF).
The new capital discounts and requirements for operational, credit, and market risk started to be effective in December 2021.
March 2022: CMF reports on rating of systemically important banks Bci- 1,5%.
5
Source: Bci Research
Source: CMF. Tier I and Tier II calculated as core capital and supplementary capital as % of total risk weighted assets respectively
Attachments
Original Link
Original Document
Permalink
Disclaimer
Bci - Banco de Credito e Inversiones SA published this content on 20 May 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 20 May 2022 17:24:09 UTC.
Banco de Credito e Inversiones is a Chile-based financial institution (the Bank) engaged in the banking sector. The Bank's activities are divided into six segments: Retail banking, which offers current accounts, credit cards, personal loans and insurance products, among others, to individuals; Small and medium-sized enterprises, which provides financing, cash management, factoring and leasing, among others, to microenterprises and companies; Commercial banking, which includes services rendered to corporations, such as real estate and leasing companies; Corporate & Investment Banking Commercial Division, which provides investment solutions to large corporations, financial institutions and high net worth investors; Corporate & Investment Banking Finance Division, which offers sales and trading solutions to institutional investors, and BCI Financial Group, which includes operations of City National Bank of Florida in Chile. The Bank is controlled by Empresas Juan Yarur SAC.
BANCO DE CRÉDITO E INVERSIONES 
