Banco de Credito e Inversiones : Accumulated and Consolidated Results as of March 31st

Shown below, are the cummulative and consolidated results of the Bank and subsidiaries as of and for the Period ended March, 2022. These results have already been delivered to the Financial Market Commission.

This data is provisional until it is officially published by the referred organization.

CONSOLIDATED STATEMENTS OF FINANCIAL POSITION

(In millions of Chilean pesos -MCh$)

Cash and deposits in banks	5,924,698
Items in course of collection	229,452
Financial assets to be traded at fair value through profit or loss	6,362,073
Financial derivative contracts	5,238,331
Debt financial instruments	1,042,556
Others	81,186
Financial assets not held for trading compulsorily valued at fair value through profit or loss	0
Financial assets designated at fair value through profit or loss	0
Financial assets at fair value with changes in other comprehensive income	8,403,309
Debt financial instruments	8,403,309
Others	0
Financial derivative contracts for accounting coverage	1,645,968
Financial assets at amortized cost	44,286,867
Rights for repurchase agreements and securities loans	303,051
Debt financial instruments	2,711,941
Loans and receivables to banks	599,094
Loans and receivables to customers - Commercial	26,432,259
Loans and receivables to customers - Mortgage	10,945,540
Loans and receivables to customers - Consumer	3,294,982
Investments in other companies	33,420
Intangible assets	415,018
Property, plant and equipment, net	249,036
Right -of- use asset	173,890
Current income tax	22,989
Deferred income taxes	321,379
Other assets	1,431,477
Non-current assets and groups available for sale	46,709
TOTAL ASSETS	69,546,285
LIABILITIES
Items in course of collection	815,052
Financial liabilities to be traded at fair value through profit or loss	5,197,897
Financial derivative contracts	5,197,897
Others	0
Financial liabilities designated at fair value through profit or loss	0
Financial derivative contracts for accounting coverage	2,060,303
Financial liabilities at amortized cost:	53,154,765
Deposits and other on-demand liabilities	26,062,938
Deposits and other term loans	11,728,339
Obligations for repurchase agreements and securities loans	399,837
Bank borrowings	6,476,339
Debt issued	7,541,504
Other financial liabilities	945,808
Lease liabilities	160,526
Issued regulatory capital financial instruments	1,370,085
Provisions for contingencies	96,810
Provisions for dividends, payment of interest and revaluation of issued regulatory capital financial instruments	212,937
Special provisions for credit risk	463,721
Current income tax	114,501
Deferred income taxes	1,960
Other liabilities	1,520,188
Liabilities included in groups available for sale	0
TOTAL LIABILITIES	65,168,745
SHAREHOLDERS' EQUITY
Capital	3,862,386
Reserves	(26,517)
Accumulated other comprehensive income	43,701
Items that will not be reclassified in results	67
Elements that can be reclassified in results	43,634
Net income from prior periods	520,391
Profit or loss for the period	189,398
Less: Provisions for dividends, interest payments and revaluation of issued regulatory capital financial instruments	(212,937)
De los propietarios del banco:	4,376,422
Non-controlling interest	1,118
TOTAL SHAREHOLDERS' EQUITY	4,377,540
TOTAL LIABILITIES AND SHAREHOLDER'S EQUITY	69,546,285

CONSOLIDATED STATEMENTS OF INCOME

(In millions of Chilean pesos -MCh$)

Interest income Interest expenses Net Interest incomeIndexation for inflation income Indexation for inflation expenses

Net indexation for inflation income

Fee and commission income Fee and commission expense Net fee and commission income

Financial result for

Financial assets and liabilities to trade

Financial assets not held for trading compulsorily valued at fair value through profit or loss Financial assets and liabilities designated at fair value through profit or loss

Result for derecognizing financial assets and liabilities at amortized cost and financial assets at fair value with changes in other comprehensive income Foreign currency changes, readjustments and hedge accounting

Reclassifications of financial assets due to change in business model Other financial result

Net financial result

Share of profit (loss) of investments accounted for using the equity method

Result of non-current assets and disposal groups for sale not admissible as discontinued operations Other operating income

TOTAL OPERATING INCOME

Expenses for employee benefit obligations Administrative expenses

Depreciation and amortization Impairment of non-financial assets Other operating expenses TOTAL OPERATING EXPENSES

OPERATING INCOME BEFORE CREDIT LOSSES

Credit loss expense for:

Provisions for credit risk owed by banks and loans and accounts receivable from customers Special provisions for credit risk

Recovery of written-off credits

Impairment due to credit risk of other financial assets at amortized cost and financial assets at fair value with changes in other comprehensive income Credit loss expense

TOTAL NET OPERATING INCOME

Income from continuing operations before taxes Income tax expense

Income from continuing operations after taxesIncome from discontinued operations before taxes Discontinued operations taxes

Income from discontinued operations after taxesMM$

546,481 (168,049)

378,432

216,790 (112,142)

104,648

125,593 (34,300)

91,293

(65,773)

0

0

0

97,162

0

0

31,389

1,187 2,698 12,614

622,261

(147,697)

(88,033)

(27,946)

0

(14,194)

(277,870) 344,391

(91,781) (56,948) 18,639 (8,410) (138,500)

205,891

205,891

(16,458)

189,433

0 0 0

As of March 31, 2022, Banco de Crédito e Inversiones has constituted additional provisions with a charge to results in the line provision for loan losses of Ch$57,519 million (before taxes).

Alfredo Mendoza Osorio

Accounting OfficerEugenio Von Chrismar

CEO