Financials American Coastal Insurance Corporation

Equities

ACIC

US9107101027

Property & Casualty Insurance

Market Closed - Nasdaq 04:00:00 2024-05-31 pm EDT 5-day change 1st Jan Change
11.8 USD -1.67% Intraday chart for American Coastal Insurance Corporation -2.07% +24.74%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 545.2 246.4 187.5 45.91 415.3 564.4 -
Enterprise Value (EV) 1 545.2 246.4 187.5 45.91 415.3 564.4 564.4
P/E ratio -18 x -2.54 x -3.21 x -0.1 x 1.36 x 7.71 x 6.56 x
Yield 1.9% 4.2% 5.53% - - - -
Capitalization / Revenue 0.66 x 0.29 x 0.3 x - 1.47 x 1.68 x 1.36 x
EV / Revenue 0.66 x 0.29 x 0.3 x - 1.47 x 1.68 x 1.36 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.08 x 0.62 x 0.6 x - 2.62 x - -
Nbr of stocks (in thousands) 43,234 43,080 43,206 43,308 43,898 47,828 -
Reference price 2 12.61 5.720 4.340 1.060 9.460 11.80 11.80
Announcement Date 2/20/20 2/24/21 2/23/22 3/2/23 2/29/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 825.1 846.7 634.5 - 281.9 336.3 415.1
EBITDA - - - - - - -
EBIT - - - - - - -
Operating Margin - - - - - - -
Earnings before Tax (EBT) 1 -32.61 -132.1 -83.86 - 91.97 96.23 113
Net income -29.87 -96.45 -57.92 -468 309.9 - -
Net margin -3.62% -11.39% -9.13% - 109.94% - -
EPS 2 -0.7000 -2.250 -1.350 -10.87 6.980 1.530 1.800
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.2400 0.2400 0.2400 - - - -
Announcement Date 2/20/20 2/24/21 2/23/22 3/2/23 2/29/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 154.5 102.4 115.8 - 55.58 73.2 73.09 93.76 96.23
EBITDA - - - - - - - - -
EBIT - - - - - - - - -
Operating Margin - - - - - - - - -
Earnings before Tax (EBT) 1 -6.202 -44.31 -32.9 - 19.59 31.21 19.7 16.12 29.2
Net income -2.316 -33.17 -69.03 10.57 14.28 23.6 - - -
Net margin -1.5% -32.41% -59.61% - 25.7% 32.24% - - -
EPS 2 -0.0500 -0.7700 -1.600 0.2400 0.3100 0.4800 0.3200 0.2600 0.4700
Dividend per Share 2 0.0600 0.0600 - - - - - - -
Announcement Date 2/23/22 5/9/22 8/8/22 11/13/23 2/29/24 5/9/24 - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) -9.02% -27.6% -17.1% - - - -
ROA (Net income/ Total Assets) - - - - - - -
Assets - - - - - - -
Book Value Per Share 11.70 9.190 7.200 - 3.610 - -
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/20/20 2/24/21 2/23/22 3/2/23 2/29/24 - -
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
11.8 USD
Average target price
15 USD
Spread / Average Target
+27.12%
Consensus
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