Stock ISB ÍSLANDSBANKI HF.
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Financials Íslandsbanki hf.

Equities

ISB

IS0000028538

Banks

Market Closed - Nasdaq Iceland
Other stock markets
 11:23:07 2024-04-26 am EDT 		5-day change 1st Jan Change
100 ISK -0.50% Intraday chart for Íslandsbanki hf. -1.48% -9.91%
Apr. 02 Icelandair Group Hf. Enters into an Agreement with Íslandsbanki Hf. for Market Making CI
Mar. 21 Íslandsbanki hf. Approves Dividend CI

Valuation

Fiscal Period: December 2021 2022 2023 2024 2025 2026
Capitalization 1 252,400 239,600 219,840 196,195 - -
Enterprise Value (EV) 1 252,400 239,600 219,840 196,195 196,195 196,195
P/E ratio 11.2 x 9.83 x 9.01 x 8.9 x 9.32 x 8.9 x
Yield 4.71% - 5.54% 5.7% 6.28% 6.45%
Capitalization / Revenue 5.03 x 4.19 x 3.42 x 3.12 x 3.05 x 3.12 x
EV / Revenue 5.03 x 4.19 x 3.42 x 3.12 x 3.05 x 3.12 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.24 x 1.09 x 0.98 x 0.88 x 0.85 x 0.81 x
Nbr of stocks (in thousands) 2,000,000 2,000,000 1,980,539 1,961,950 - -
Reference price 2 126.2 119.8 111.0 100.0 100.0 100.0
Announcement Date 2/10/22 2/9/23 2/8/24 - - -
1ISK in Million2ISK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026
Net sales 1 - 50,172 57,236 64,237 62,877 64,256 62,963
EBITDA - - - - - - -
EBIT 1 - 24,605 31,295 34,763 32,004 29,966 28,264
Operating Margin - 49.04% 54.68% 54.12% 50.9% 46.64% 44.89%
Earnings before Tax (EBT) - 27,623 32,871 - - - -
Net income 1 7,061 23,725 24,535 24,585 21,876 22,504 18,909
Net margin - 47.29% 42.87% 38.27% 34.79% 35.02% 30.03%
EPS 2 0.7100 11.26 12.19 12.32 11.24 10.73 11.24
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - 5.950 - 6.150 5.702 6.277 6.454
Announcement Date 2/10/21 2/10/22 2/9/23 2/8/24 - - -
1ISK in Million2ISK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales - - - - - - - 16,329 - - - -
EBITDA - - - - - - - - - - - -
EBIT 6,180 - - - - - - - - - - -
Operating Margin - - - - - - - - - - - -
Earnings before Tax (EBT) - - - - - - - - - - - -
Net income - - - - - - - 6,228 - - - -
Net margin - - - - - - - 38.14% - - - -
EPS 1 - 2.930 3.680 2.910 3.110 3.080 3.010 3.130 2.774 2.636 2.816 2.699
Dividend per Share - - - - - - - - - - - -
Announcement Date 4/28/22 7/28/22 10/27/22 2/9/23 5/4/23 7/27/23 10/26/23 2/8/24 - - - -
1ISK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 12.3% 11.8% 11.3% 10% 10.1% 9.1%
ROA (Net income/ Total Assets) - 1.71% 1.7% 1.56% 1.35% 1.15% 1.04%
Assets 1 - 1,386,503 1,443,235 1,574,468 1,626,486 1,950,115 1,816,444
Book Value Per Share 2 - 102.0 109.0 113.0 114.0 118.0 124.0
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/10/21 2/10/22 2/9/23 2/8/24 - - -
1ISK in Million2ISK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Íslandsbanki hf.

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
100 ISK
Average target price
118.5 ISK
Spread / Average Target
+18.50%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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