Rayomond H. Kotwal

HBL Growth Fund is a open-End Investment Fund/Unit Trust. Its investment objective is to generate capital growth through investing in listed equity securities. The company was founded on July 30, 2004 and is headquartered in Karachi, Pakistan.

HBL Investment Fund is a closed-end investment fund/investment trust. Its objective is to maximize the wealth of the unit holders by investing primarily in listed equities in the available opportunities, while considering acceptable risk parameters and applicable rules and regulations. The company was founded in 1941 and is headquartered in Karachi, Pakistan.

NIB Bank Ltd. engages in the provision of commercial banking services. It operates through the following segments: Corporate and Investment Banking, Commercial, Retail, Treasury, and Other. The Corporate and Investment Banking segment comprises of funded and non funded credit facilities of working capital financing including seasonal, trade, cash, running and finance, guarantees and bills of exchange. The Commercial segment offers funded and non funded credit facilities, deposit products, and transaction services. The Retail segment includes banking services offered to individuals and small businesses through a retail branch banking and alternate distribution network. The Treasury segment involves in the managing of asset and liability mix of the Bank. The company was founded by Khawaja Iqbal Hassan in March 2003 and is headquartered in Karachi, Pakistan.

HBL Bank UK Ltd. operates as a bank. The company is headquartered in London, the United Kingdom.

The First MicroFinanceBank Ltd. engages in the provision of banking services. It offers loans, deposits, insurance, Multi Input Resettlement Program (MIRP), and FIRST Solar Power products. The company was founded in February 14, 2002 and is headquartered in Islamabad, Pakistan.

Habib Allied Holding Ltd. provides commercial banking services. The company is headquartered in London, the United Kingdom.

Pakistan Banks' Association represents the Pakistan banking industry. It also provides banking training services. The company was founded on March 31, 1953 and is headquartered in Karachi, Pakistan.