Tourism Finance of India : Investor Presentation

Q3FY22 INVESTOR PRESENTATION

1

Safe Harbor

This presentation has been prepared by and is the sole responsibility of Tourism Finance Corporation of India Limited (the "Company"). By accessing this presentation, you are agreeing to be bound by the trailing restrictions.

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This presentation is for general information purposes only, without regard to any specific objectives, financial situations or informational needs of any particular person. The Company may alter, modify or otherwise change in any manner the content of this presentation, without obligation to notify any person of such change or changes.

2	Tourism Finance Corporation of India

9MFY22 - Financial Highlights

Gross Loan Book (Rs. In Crs)#

1,9891,924

Dec-20Dec-21

Gross NPL (%)

3.76%

0.87%

Dec-20Dec-21

#86% of GLB constitutes of MSME Loans

3

Borrowings (Rs. In Crs)

1,397

1,233

Dec-20Dec-21

Net NPL (%)

2.85%

0.63%

Dec-20Dec-21

Book Value per Share (Rs.)

95100

Dec-20Dec-21

Capital Adequacy Ratio (%)

Total CRAR Tier I

50.24% 49.67%

37.59% 36.80%

Dec-20Dec-21

Tourism Finance Corporation of India

9MFY22 - Financial Highlights

Disbursements (Rs. In Crs)

385

201

9MFY219MFY22

Cost of Borrowings & Return on Loans &

Advances (%)

COB Return on Loans & Advances

12.61%12.42%

9.04%8.76%

9MFY219MFY22

4

PAT (Rs. In Crs)

6363

9MFY219MFY22

ROE (%)

11.03%

9.96%

9MFY219MFY22

NIMs (%)

5.53%5.85%

9MFY219MFY22

ROA (%)

3.73%3.86%

9MFY219MFY22

Tourism Finance Corporation of India

Q3FY22 - Financial Highlights

Disbursements (Rs. In Crs)

200

77

Q3FY21Q3FY22

Cost of Borrowings & Return on Loans &

Advances (%)

COB Return on Loans & Advances

12.55%12.21%

9.04%8.76%

Q3FY21Q3FY22

5

PAT (Rs. In Crs)

24

20

Q3FY21Q3FY22

ROE (%)

12.68%

9.32%

Q3FY21Q3FY22

NIMs (%)

5.96%5.76%

Q3FY21Q3FY22

ROA (%)

4.40%

3.69%

Q3FY21Q3FY22

Tourism Finance Corporation of India