Malaga Financial Corporation reported earnings results for the fourth quarter and full year ended December 31, 2018. Net income for the quarter ended December 31, 2018 was $3,845,000 or $0.56 basic and $0.55 fully diluted earnings per share, a decrease of $228,000 or 6% from income of $4,073,000 or $0.59 basic and fully diluted earnings per share as adjusted for the stock dividend declared on November 19, 2018 for the quarter ended December 31, 2017. Net income for the twelve months ended December 31, 2018 was $15,305,000 or $2.22 basic and $2.20 fully diluted earnings per share compared to $13,500,000 or $1.98 basic and $1.96 fully diluted earnings per share, as adjusted for the stock dividend declared on November 19, 2018 for the twelve months ended December 31, 2017, a 13% increase. Net interest income totaled $32,577,000, an increase of $321,000 or 1% from 2017.