Bajaj and Investment : Investor Presentation

BAJAJ FINSERV LIMITED

Investor Presentation Q3 FY22*

* Financial year 2021-22

Bajaj Group Structure

Bajaj Holdings & Investment Limited (Listed)

@33.43%2
		@39.16%1	51%

Bajaj Auto Limited (Listed)	Bajaj Finserv Limited (Listed)	Maharashtra Scooters Limited (Listed)
Auto Business Arm
Financial Services Arm	Auto spare parts Manufacturer

	52.65%3		74%			74%		100%		100%
Bajaj Finance	Bajaj	Allianz	Bajaj Allianz	Bajaj Finserv	Bajaj Finserv
General
Limited	Life Insurance
Insurance	Direct Limited	Health Limited
(Listed)*	Limited
Limited
			100%		100%

Bajaj Housing	Bajaj Financial
Securities
Finance Limited
Limited

1. 60.8% holding via promoter holding & promoter group
2. 53.73% holding via promoter holding & promoter group
3. 56.03% holding via promoter holding & promoter group

Apart from these, Bajaj Finserv (BFS) also has two other fully-owned subsidiaries BFS Asset Management Company (BFSAMC in process to get final approval from SEBI) and BFS Ventures (BFSV), both of which are in early stages of setting up their businesses

Bajaj Finserv Limited (BFS) shareholding in Bajaj Finance Limited (BFL) was 52.74% as on 31 Mar 2021 . Bajaj Housing Finance Limited (BHFL) is a 100% subsidiary of
BFL which became fully operational in Feb 2018. Bajaj Financial Securities Limited (BFSL) is 100% subsidiary of BFL which became fully operational in Aug 2019	2
Maharashtra Scooters Limited (MSL) is termed as an unregistered Core Investment Company. Note: Shareholding is as of 31 December 2021.

pan-India presence

A diversified financial services group with a

Life cycle

needs of	Asset	Asset
Individual &
acquisition	protection
SME
customers	Loan (Personal,	General Insurance
	Home), Credit
	Cards

	Family,	Investment/
Health &
Wealth
	Income
	management
Protection
General, Health & Life	ULIPs*, Fixed
Insurance	Guaranteed	Deposits, Shares
Savings,	Digital access

to health ecosystem

Retirement

Annuities

PRODUCTS & SOLUTIONS

Bajaj Finance Limited

(BFL)

Bajaj Allianz Life

Insurance Limited

(BALIC)

Bajaj Allianz General

Insurance Limited

(BAGIC)

PLATFORMS

Bajaj Finserv Direct

Limited (BFDL)

Bajaj Finserv Health

Limited (BFHL)

Bajaj Financial

Securities Limited (BFSL)

Diversified across products and markets, with a strong retail core

• Bajaj Finserv Asset Management Company has been incorporated on 18 October 2021
• BFS also incorporated Bajaj Finserv Ventures Limited, a wholly owned subsidiary, which will focus on alternative investments

*ULIPs - Unit Linked Investment Products	3

Bajaj Finserv Established businesses with strong track record

Bajaj Finance

Limited

Bajaj Allianz

General Insurance

Bajaj Allianz Life

Insurance

• Non-Bankwith strategy & structure of a bank
• Diversified financial services strategy with an optimal mix of risk and sustainable profit
• Focused on mass affluent & above with a strategy to cross-sell with smart use of data and analytics
• Focused on continuous innovationto transform customer experience and create growth opportunities
• Build a profitable & diversified portfolioof products & solutions with emphasis on multi-channeldistribution, strong underwriting with stress on combined ratio & prudent financial management
• Drive the theme of yourson the foundation of customer obsession through innovationsin customer experience
• Strive to be the best claims paying general and health insurer
• Balanced product mix and diverse distribution network to deliver sustainable profitable growthwith robust risk management
• Life Goal Enablersfor customers through differentiated products
• Customer-centricstrategy to deliver seamless, simplified & personalized experience
• Use of innovation & data analyticsas a strategic differentiator for customers & sales partners

4