Vseobecna Uverova Banka as is a Slovakia-based commercial bank. It is an universal bank with a license to provide a full range of banking services to the population, corporate and institutional clients. The focus of the offer is mortgage and consumer loans, deposit and payment products and services, corporate banking and financing of foreign trade activities, consumer financing or factoring. Through its subsidiaries and associates, it offers services in the area of leasing ( VUB Leasing ) and pension savings ( VUB Generali ). The bank is also an intermediary in the offer of insurance products. It provides its services through a wide network of points of sale, which includes approximately 153 retail branches, and a number of Magnifica centers and corporate branches designed to serve small and medium-sized enterprises. In addition, the Bank operates mortgage centers, specializing in complete services related to housing finance.