UPSTART HOLDINGS, IN

UPST
Delayed Quote. Delayed  - 01/24 04:00:00 pm
91.36USD -1.47%
Valuation
Fiscal Period: December 2020 2021
Capitalization1 2 9537 488
Enterprise Value (EV)1 2 9537 066
P/E ratio 499x88,9x
Yield --
Capitalization / Revenue 12,7x9,28x
EV / Revenue 12,7x8,76x
EV / EBITDA 93,7x36,1x
Price to Book -10,8x
Nbr of stocks (in thousands) 72 46181 957
Reference price (USD) 40,891,4
Announcement Date 03/17/2021-
Previous period Next period
1 USD in Million
Estimates
Income Statement Evolution
Annual Income Statement Data
Fiscal Period: December 2020 2021
Net sales1 233807
EBITDA1 31,5195
Operating profit (EBIT)1 11,8101
Operating Margin 5,04%12,6%
Pre-Tax Profit (EBT)1 5,9597,0
Net income1 5,9899,2
Net margin 2,56%12,3%
EPS2 0,081,03
Dividend per Share2 --
Announcement Date 03/17/2021-
Previous period Next period
1 USD in Million
2 USD
Finances - Leverage
Fiscal Period: December 2020 2021
Net Debt1 --
Net Cash position1 -422
Leverage (Debt / EBITDA) --2,16x
Free Cash Flow1 14,3255
ROE (Net Profit / Equities) 14,7%31,4%
Shareholders' equity1 40,6315
ROA (Net Profit / Asset) -9,59%
Assets1 -1 034
Book Value Per Share2 -8,45
Cash Flow per Share2 0,212,74
Capex1 1,3621,6
Capex / Sales 0,58%2,68%
Announcement Date 03/17/2021-
Previous period Next period
1 USD in Million
2 USD
Financial Ratios
Size 2021e 2022e
Capitalization 7 488 M $ -
Enterprise Value (EV) 7 066 M $ 6 870 M $
Valuation 2021e 2022e
P/E ratio (Price / EPS) 88,9x 71,7x
Capitalization / Revenue 9,28x 6,36x
EV / Revenue 8,76x 6,00x
EV / EBITDA 36,1x 26,9x
Yield (DPS / Price) - -
Price to book (Price / BVPS) 10,8x 8,83x
Profitability 2021e 2022e
Operating Margin (EBIT / Sales) 12,6% 9,94%
Operating Leverage (Delta EBIT / Delta Sales) 3,10x 0,34x
Net Margin (Net Profit / Revenue) 12,3% 10,4%
ROA (Net Profit / Asset) 9,59% 4,64%
ROE (Net Profit / Equities) 31,4% 20,4%
Rate of Dividend - -
Balance Sheet Analysis 2021e 2022e
CAPEX / Sales   2,68% 1,44%
Cash Flow / Sales 27,8% 40,3%
Capital Intensity (Assets / Sales) 1,28x 2,25x
Financial Leverage (Net Debt / EBITDA) - -
Price Earning Ratio
Change in Enterprise Value/EBITDA
EPS & Dividend