UPSTART HOLDINGS, IN

UPST
Delayed Quote. Delayed  - 01/21 04:00:00 pm
92.72USD -13.47%
Business Summary
Financials
Banking & Investment Services
 Banking Services
  Consumer Lending
   Consumer Leasing
Upstart Holdings, Inc., incorporated on March 2, 1999, is a cloud-based artificial intelligence (AI) lending platform. The Company’s platform aggregates consumer demand for loans and connects it to its network of Upstart AI-enabled bank partners. The Company’s AI models are provided to bank partners within a consumer-facing cloud application that streamlines the end-to-end process of originating and servicing a loan. The Company has built a configurable, multi-tenant cloud application designed to integrate seamlessly into a bank’s existing technology systems. Its configurable platform allows each bank to define its own credit policy and determine the significant parameters of its lending program. The AI models use and analyze data from all of its bank partners. Its Consumers can discover Upstart-powered loans in one of two ways: either through Upstart.com or through a bank-branded product on its bank partners’ own websites.

Number of employees : 554 people.
Sales per Business
20192020
Fees159.8597.4%228.6097.9%
Interest Income and Fair Value Adjustments4.342.6%4.822.1%
USD in Million
Sales per region
20192020
United States164.19100%233.42100%
USD in Million
Managers
Name Title
David Joseph Girouard Chairman, President & Chief Executive Officer
Sanjay Datta Chief Financial Officer
Anna Mongayt Counselman Senior Vice President-People & Operations
Mary M. Hentges Independent Director
Ciaran O’Kelly Independent Director
Sukhinder Kaur Singh Cassidy Lead Independent Director
Hilliard C. Terry Independent Director
Kerry Whorton Cooper Independent Director
Paul Gu Director, Senior VP-Product & Data Science
Jeffrey T. Huber Director
Shareholders
Name Equities %
David Girouard 11,366,985 13.9%
Third Point LLC 8,470,997 10.3%
The Vanguard Group, Inc. 4,376,623 5.34%
Vulcan Value Partners LLC 4,250,461 5.19%
Stone Ridge Asset Management LLC 3,685,913 4.50%
Rakuten Group, Inc. 3,321,879 4.05%
First Round Capital 2,915,614 3.56%
Khosla Ventures LLC 2,478,297 3.02%
Fred Alger Management LLC 2,139,039 2.61%
Global X Management Co. LLC 1,180,775 1.44%
Sector Consumer Leasing
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AMIGO HOLDINGS PLC0.00%39
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