UNITED COMMUNITY BANKS INC : Results of Operations and Financial Condition, Regulation FD Disclosure, Financial Statements and Exhibits (form 8-K)

Item 2.02    Results of Operations and Financial Condition.

             On January 19, 2021, United Community Banks, Inc. ("United") issued a
             press release announcing financial results for the fourth quarter of
             2020. The press release is furnished as Exhibit 99.1 to this Current
             Report on Form 8-K.


Item 7.01    Regulation FD Disclosure.

             On January 20, 2021, United will hold an earnings conference call and
             webcast at 11:00 a.m. (Eastern Time) to discuss financial results for
             the fourth quarter of 2020. The press release referenced above in Item
             2.02 contains information about how to access the conference call and
             webcast. A copy of the slide presentation to be used during the
             earnings call and webcast is furnished as Exhibit 99.2 to this Current
             Report on Form 8-K. The slide presentation also will be available on
             our website, www.ucbi.com, under the "Investor Relations - Events and
             Presentations" section.


Item 9.01    Financial Statements and Exhibits.

(d) Exhibits The following exhibit index lists the exhibits that are either filed or

             furnished with the Current Report on Form 8-K.

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