Tokio Marine Insights:

Global Leader in Specialty Insurance

January 26, 2023

Global Leader in Specialty Insurance

Today's speaker from TMHCC

Susan Rivera

Chief Executive Officer

Copyright (c) 2023 Tokio Marine Holdings, Inc.

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Global Leader in Specialty Insurance

Susan Rivera

CEO

Tokio Marine HCC

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Copyright (c) 2023 Tokio Marine Holdings, Inc.

Executive Summary

TMHCC: Global Leader in Specialty Insurance with over 48 years of deep technical expertise

TMHCC Overview

  • $6.8 billion GWP in 180 countries
  • 3,800 employees
  • Over 100 product offerings
  • 60+ acquisitions
  • Stable leadership

Consistent Performance

  • A record earnings year in 2021 (GWP $6.8B / +23% growth, Pretax Earnings $642M, CR 87.9%)
  • Consistent market leading performance (GWP +13.2% / 5-year CAGR, CR 89.3% / 5-year average)
  • Outstanding performance against peers
  • TMHCC vs peers CR: 6.3 points better over five years
  • TMHCCI vs Lloyds CR: 22.9 points better over five years, GWP: +26.2% vs. +6.1% (5-y CAGR)

Expanded Our Specialty Offerings

  • Acquisition of new specialties
  • Bolt-onacquisitions
  • Greenfield operations
  • Operational investments

Challenges and Diversified Portfolio

  • Challenges emerged and were dealt with promptly and professionally
  • (Affordable Care Act, prevented planning, COVID-19,

construction defect, ransomware attacks, etc.)

  • These challenges were softened by other lines of business that outperformed

Capitalized On the Hard Market

  • Confidence in underlying profitability allowed TMHCC to outexecute
  • (Achieved higher growth than rate increase during

2018, 2019 and 2021)

  • International expansion and performance has been superb

Solid Enterprise Risk Management

  • Proactive management of risk tolerance
  • (Earnings volatility, capital, liquidity, reinsurance,

etc.)

  • New emerging risks require continual investment in deep technical expertise

Group Synergies

  • Achieved significant synergies and worked collaboratively
  • Significant credibility from global presence and superior financial strength

Future

  • Remain committed to strategies that have proven successful for TMHCC
  • (Laser focus, unique business model, people,

diversification, culture, profitability vs. market share)

  • Exploit new growth opportunities through data, technology and technical expertise

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Copyright (c) 2023 Tokio Marine Holdings, Inc.

Tokio Marine HCC - Global Leader in Specialty Insurance

48 Years

of Specialty Service

Over 100

Product Offerings

$6.8

Billion

GWP

(2021)

3,800

Employees

60+ Acquisitions

180 Countries

A++ AM Best, A+ S&P, AA- Fitch

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Copyright (c) 2023 Tokio Marine Holdings, Inc.

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Disclaimer

Tokio Marine Holdings Inc. published this content on 26 January 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 26 January 2023 08:32:07 UTC.