DGAP-News: Rubean AG / Key word(s): Miscellaneous 
Rubean AG: RUBEAN AG solution for new Sparkasse app 
2021-04-16 / 11:49 
The issuer is solely responsible for the content of this announcement. 
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RUBEAN AG solution for new Sparkasse app 
- Sparkassen-Finanzgruppe offers its corporate customers new app "Sparkasse POS" (S-POS) 
- The own smartphone becomes a mobile reader for payment cards (girocard, Mastercard, VISA) 
- Sparkasse POS is the first acceptance app in Germany for payments with the girocard and is powered by RUBEAN's 
PhonePOS(TM) 
Munich, 16 April 2021: With immediate effect, the Sparkassen-Finanzgruppe is offering its corporate customers an app 
based on a joint solution for contactless payments from the FinTech company RUBEAN AG, Munich, (ISIN: DE0005120802, 
WKN: 512080, R1B:GR) and the payment provider CCV, Arnhem/Netherlands. With the app "Sparkasse POS" (S-POS), business 
people can accept card payments from their customers on a standard Android(TM) smartphone  ?   without an additional 
card reader. The business customers' own smartphone thus becomes a mobile card reader. 
The S-POS-app itself was developed and provided by S-Payment, the payment competence centre of the German 
Sparkassen-organisation, together with the full-service payment service provider PAYONE, a joint venture of Worldline 
and the DSV Group, as well as the partners Deutscher Sparkassenverlag (DSV) and bluesource - mobile solutions. The 
digital terminal integrated in the app is based on the "S-POS Plug-in" app developed by CCV and RUBEAN, which is also 
installed on the merchant's smartphone. Only the digital terminal enables contactless card payments on the S-POS app. 
Sparkasse POS is the first acceptance app in the German market that also allows payments with the girocard, the most 
successful and popular payment method in this country. At the market launch, corporate customers of the savings banks 
can initially use it to collect amounts up to 50 euros without contact, both via classic plastic cards and via digital 
cards in payment apps such as "Mobiles Bezahlen" or Apple Pay. Customers can also make contactless payments on the 
S-POS app using the Maestro, Mastercard, V PAY and Visa card systems. 
According to the Sparkasse, payment transactions are in a state of upheaval. Especially since the beginning of the 
Corona pandemic, many discounters and retail companies would rely on cashless payments for security and hygiene 
reasons. From now on, smaller market participants, for example weekly market bidders, craftsmen, strawberry or 
sunflower field operators, taxi entrepreneurs, kiosks, associations or farm shop owners, etc., could also offer their 
customers cashless payment without POS-systems or terminal infrastructure, and thus very cost-effectively. 
According to a study "POS Systems 2020" by the EHI-Retail Institute, 77 percent of the retailers surveyed want to renew 
their hardware (completely or partially) in the next few years. A key topic in this context is the mobile checkout. 56 
percent of the retailers surveyed planned to handle the checkout process on mobile devices in the future. 
"The digital terminal will change our business life," Dr Hermann Geupel, CEO of RUBEAN AG, is certain. "The mobile app 
runs on almost all Android smartphones and allows business people to accept card payments anywhere, at the street 
stall, after a sanitary repair on site at the customer's, at the end of a sales talk in a department store. The ability 
to pay instantly saves everyone's time and could even create new business models." 
About RUBEAN 
RUBEAN AG is a software manufacturer in the financial sector that has been established for 20 years. Among other 
things, the company offers software solutions for smooth communication with peripheral devices in bank branches. 
Meanwhile, Rubean is growing with the development and marketing of the innovative, mobile point-of-sale terminal 
solution PhonePOS(TM). RUBEAN has been listed in the premium segment m:access of the Munich Stock Market with the 
symbol R1B since April 2020. 
If you have any questions, please contact: 
german communications AG 
Jörg Bretschneider 
Milchstraße 6 B, D-20148 Hamburg 
Tel.: 040/46 88 33 0, Fax 040/46 88 33 40 
presse@german-communications.com 
Translated with www.DeepL.com/Translator (free version) 
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2021-04-16 Dissemination of a Corporate News, transmitted by DGAP - a service of EQS Group AG. 
The issuer is solely responsible for the content of this announcement. 
The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. 
Archive at www.dgap.de 
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Language:     English 
Company:      Rubean AG 
              Kistlerhofstr. 168 
              81379 München 
              Germany 
Phone:        089-357560 
Fax:          089-35756111 
E-mail:       info@rubean.com 
Internet:     www.rubean.com 
ISIN:         DE0005120802 
WKN:          512080 
Listed:       Regulated Unofficial Market in Munich 
EQS News ID:  1185689 
 
End of News   DGAP News Service 
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1185689 2021-04-16

(END) Dow Jones Newswires

April 16, 2021 05:49 ET (09:49 GMT)