RIYAD BANK

1010
End-of-day quote. End-of-day quote  - 11/26
20.1SAR -1.28%
Income Statement Evolution
Annual Income Statement Data
Fiscal Period: December 2019 2020
Net sales1 10 71710 968
EBITDA --
Operating profit (EBIT)1 7 0436 846
Operating Margin 65,7%62,4%
Pre-Tax Profit (EBT)1 6 2325 071
Net income1 5 6024 833
Net margin 52,3%44,1%
EPS2 1,871,59
Dividend per Share2 1,070,78
Last update 01/26/202011/12/2020
1 SAR in Million
2 SAR
Estimates
Finances - Leverage
Fiscal Period: December 2019 2020
Net Debt --
Net Cash position --
Leverage (Debt / EBITDA) --
Free Cash Flow --
ROE (Net Profit / Equities) 14,5%10,8%
Shareholders' equity1 38 67244 706
ROA (Net Profit / Asset) 2,26%1,68%
Assets1 247 843288 138
Book Value Per Share2 13,514,1
Cash Flow per Share --
Capex --
Capex / Sales --
Last update 01/26/202011/12/2020
1 SAR in Million
2 SAR
Estimates
Balance Sheet Analysis
Financial Ratios
Size 2020e 2021e
Capitalization 60 300 M SAR -
Valuation 2020e 2021e
P/E ratio (Price / EPS) 12,7x 12,6x
Capitalization / Revenue 5,50x 5,40x
Yield (DPS / Price) 3,88% 4,24%
Price to book (Price / BVPS) 1,42x 1,35x
Profitability 2020e 2021e
Operating Margin (EBIT / Sales) 62,4% 68,0%
Operating Leverage (Delta EBIT / Delta Sales) - 6,00x
Net Margin (Net Profit / Revenue) 44,1% 45,1%
ROA (Net Profit / Asset) 1,68% 1,60%
ROE (Net Profit / Equities) 10,8% 11,9%
Rate of Dividend 49,1% 53,4%
Balance Sheet Analysis 2020e 2021e
CAPEX / Sales   0 0
Cash Flow / Sales - -
Capital Intensity (Assets / Sales) 26,3x 28,2x
Financial Leverage (Net Debt / EBITDA) - -
Price Earning Ratio
EPS & Dividend