RHINEBECK BANCORP, INC. : Change in Directors or Principal Officers (form 8-K)

Item 5.02 Departure of Directors of Certain Officers; Election of Directors;

          Appointment of Certain Officers; Compensatory Arrangements of Certain
          Officers

On August 25, 2020, Steven E. Howell was appointed to the Board of Directors of Rhinebeck Bancorp, Inc. (the "Company"). Mr. Howell was also appointed to the Boards of Directors of Rhinebeck Bancorp, MHC, the mutual holding company parent of the Company, and Rhinebeck Bank (the "Bank"), the Company's wholly-owned subsidiary.

Steven E. Howell, age 59, is a certified public accountant and has been a partner with RBT CPAs, LLP, the largest CPA firm in the New York Hudson Valley, since 1987. Mr. Howell served as a director of Hometown Bank, Hometown Bancorp MHC and Hometown Bancorp, Walden New York, from 2008 and the Chairman of the Board from 2012 until their acquisition by Wallkill Valley Federal Savings and Loan Association in 2017. He is active in numerous civic groups including the Past Chairman of the Orange County United Way.

The Company's Board of Directors has appointed Mr. Howell to serve until the 2023 Annual Meeting of Stockholders. Mr. Howell has been appointed to serve on the Audit Committee.

Mr. Howell is not a party to any transaction with the Company or the Bank that would require disclosure under Item 404(a) of Regulation S-K.

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