NAVIENT CORPORATION

NAVI
Delayed Nasdaq - 04:00 2022-12-02 pm EST
16.98 USD -0.12%
Valuation
Fiscal Period: December 2021 2022
Capitalization1 3 4202 303
Enterprise Value (EV)1 76 55366 031
P/E ratio 5,08x3,91x
Yield 3,02%3,77%
Capitalization / Revenue 2,98x2,22x
EV / Revenue 66,7x63,5x
EV / EBITDA --
Price to Book 1,26x0,75x
Nbr of stocks (in thousands) 161 172135 614
Reference price (USD) 21,217,0
Announcement Date 01/25/2022-
Previous period Next period
1 USD in Million
Estimates
Income Statement Evolution
Annual Income Statement Data
Fiscal Period: December 2021 2022
Net sales1 1 1481 039
EBITDA --
Operating profit (EBIT)1 931684
Operating Margin 81,1%65,8%
Pre-Tax Profit (EBT)1 936743
Net income1 717654
Net margin 62,5%62,9%
EPS2 4,184,34
Dividend per Share2 0,640,64
Announcement Date 01/25/2022-
Previous period Next period
1 USD in Million
2 USD
Estimates
Finances - Leverage
Fiscal Period: December 2021 2022
Net Debt1 73 13363 728
Net Cash position1 --
Leverage (Debt / EBITDA) --
Free Cash Flow --
ROE (Net Profit / Equities) 27,0%17,1%
Shareholders' equity1 2 6563 823
ROA (Net Profit / Asset) 0,68%0,66%
Assets1 105 44199 355
Book Value Per Share2 16,922,5
Cash Flow per Share2 1,574,34
Capex --
Capex / Sales --
Announcement Date 01/25/2022-
Previous period Next period
1 USD in Million
2 USD
Estimates
Financial Ratios
Size 2022e 2023e
Capitalization 2 303 M $ -
Enterprise Value (EV) 66 031 M $ 62 300 M $
Valuation 2022e 2023e
P/E ratio (Price / EPS) 3,91x 5,68x
Capitalization / Revenue 2,22x 2,54x
EV / Revenue 63,5x 72,8x
EV / EBITDA - -
Yield (DPS / Price) 3,77% 3,77%
Price to book (Price / BVPS) 0,75x 0,66x
Profitability 2022e 2023e
Operating Margin (EBIT / Sales) 65,8% 56,5%
Operating Leverage (Delta EBIT / Delta Sales) -2,80x -1,97x
Net Margin (Net Profit / Revenue) 62,9% 40,8%
ROA (Net Profit / Asset) 0,66% 0,51%
ROE (Net Profit / Equities) 17,1% 11,9%
Rate of Dividend 14,7% 21,4%
Balance Sheet Analysis 2022e 2023e
CAPEX / Sales   0 0
Cash Flow / CA 56,6% 53,9%
Capital Intensity (Assets / Revenue) 95,6x 79,8x
Financial Leverage (Net Debt / EBITDA) - -
Price Earning Ratio
Year-on-year evolution of the Yield
EPS & Dividend