House of Investments, Inc. informed the PSE that Ms. Ruth C. Francisco has been appointed as Chief Risk Officer vice Mr. Edgardo R. Grau, Jr. effective July 16, 2021, subject to the confirmation of the Board of Directors of the company at its next regular meeting on August 6, 2021. Ms. Ruth Francisco joined the company in July 2010 and was seconded to Malayan Education System, Inc.