GCB BANK LIMITED

GCB
End-of-day quote. End-of-day quote  - 11/30
5.25GHS 0.00%
Valuation
Fiscal Period: December 2020 2021
Capitalization1 1 0731 391
Entreprise Value (EV)1 1 0731 391
P/E ratio 2,41x3,30x
Yield 6,17%7,43%
Capitalization / Revenue 0,55x0,62x
EV / Revenue 0,55x0,62x
EV / EBITDA --
Price to Book 0,49x0,58x
Nbr of stocks (in thousands) 265 000265 000
Reference price (GHS) 4,055,25
Announcement Date 03/25/2021-
Previous period Next period
1 GHS in Million
Estimates
Income Statement Evolution
Annual Income Statement Data
Fiscal Period: December 2020 2021
Net sales1 1 9682 256
EBITDA --
Operating profit (EBIT)1 838892
Operating Margin 42,6%39,5%
Pre-Tax Profit (EBT)1 611692
Net income1 445480
Net margin 22,6%21,3%
EPS2 1,681,59
Dividend per Share2 0,250,39
Announcement Date 03/25/2021-
Previous period Next period
1 GHS in Million
2 GHS
Finances - Leverage
Fiscal Period: December 2020 2021
Net Debt --
Net Cash position --
Leverage (Debt / EBITDA) --
Free Cash Flow --
ROE (Net Profit / Equities) 22,5%18,9%
Shareholders' equity1 1 9832 539
ROA (Net Profit / Asset) 3,18%2,60%
Assets1 13 98918 457
Book Value Per Share2 8,259,07
Cash Flow per Share --
Capex --
Capex / Sales --
Announcement Date 03/25/2021-
Previous period Next period
1 GHS in Million
2 GHS
Financial Ratios
Size 2021e 2022e
Capitalization 1 391 M GHS -
Valuation 2021e 2022e
P/E ratio (Price / EPS) 3,30x 2,22x
Capitalization / Revenue 0,62x 0,55x
Yield (DPS / Price) 7,43% 10,3%
Price to book (Price / BVPS) 0,58x 0,45x
Profitability 2021e 2022e
Operating Margin (EBIT / Sales) 39,5% 44,8%
Operating Leverage (Delta EBIT / Delta Sales) 0,44x 2,16x
Net Margin (Net Profit / Revenue) 21,3% 24,7%
ROA (Net Profit / Asset) 2,60% 3,20%
ROE (Net Profit / Equities) 18,9% 22,4%
Rate of Dividend 24,5% 22,8%
Balance Sheet Analysis 2021e 2022e
CAPEX / Sales   0 0
Cash Flow / Sales - -
Capital Intensity (Assets / Sales) 8,18x 7,73x
Financial Leverage (Net Debt / EBITDA) - -
Price Earning Ratio
Year-on-year evolution of the Yield
EPS & Dividend