DUBAI ISLAMIC BANK P

DIB
End-of-day quote. End-of-day quote  - 12/05
5.15AED -0.19%
Valuation
Fiscal Period: December 2020 2021
Capitalization1 33 31737 220
Entreprise Value (EV)1 33 31737 220
P/E ratio 12,1x11,3x
Yield 4,34%4,94%
Capitalization / Revenue 3,52x3,90x
EV / Revenue 3,52x3,90x
EV / EBITDA --
Price to Book 0,82x1,24x
Nbr of stocks (in thousands) 7 227 1117 227 111
Reference price (AED) 4,615,15
Announcement Date 02/16/2021-
Previous period Next period
1 AED in Million
Estimates
Income Statement Evolution
Annual Income Statement Data
Fiscal Period: December 2020 2021
Net sales1 9 4719 539
EBITDA --
Operating profit (EBIT)1 6 7437 046
Operating Margin 71,2%73,9%
Pre-Tax Profit (EBT)1 3 2064 270
Net income1 3 2943 924
Net margin 34,8%41,1%
EPS2 0,380,46
Dividend per Share2 0,200,25
Announcement Date 02/16/2021-
Previous period Next period
1 AED in Million
2 AED
Finances - Leverage
Fiscal Period: December 2020 2021
Net Debt --
Net Cash position --
Leverage (Debt / EBITDA) --
Free Cash Flow --
ROE (Net Profit / Equities) 9,08%12,5%
Shareholders' equity1 36 26831 441
ROA (Net Profit / Asset) 1,26%1,27%
Assets1 260 670310 198
Book Value Per Share2 5,614,15
Cash Flow per Share --
Capex --
Capex / Sales --
Announcement Date 02/16/2021-
Previous period Next period
1 AED in Million
2 AED
Financial Ratios
Size 2021e 2022e
Capitalization 37 220 M AED -
Valuation 2021e 2022e
P/E ratio (Price / EPS) 11,3x 9,37x
Capitalization / Revenue 3,90x 3,81x
Yield (DPS / Price) 4,94% 5,49%
Price to book (Price / BVPS) 1,24x 1,17x
Profitability 2021e 2022e
Operating Margin (EBIT / Sales) 73,9% 74,4%
Operating Leverage (Delta EBIT / Delta Sales) 6,26x 1,33x
Net Margin (Net Profit / Revenue) 41,1% 44,8%
ROA (Net Profit / Asset) 1,27% 1,31%
ROE (Net Profit / Equities) 12,5% 13,2%
Rate of Dividend 55,6% 51,5%
Balance Sheet Analysis 2021e 2022e
CAPEX / Sales   0 0
Cash Flow / Sales - -
Capital Intensity (Assets / Sales) 32,5x 34,2x
Financial Leverage (Net Debt / EBITDA) - -
Price Earning Ratio
Year-on-year evolution of the Yield
EPS & Dividend