CROSSFIRST BANKSHARES, INC. and Results of Operations
Third Quarter 2021 Highlights 39 Results of Operations 41 Net Interest Income 41 Non-Interest Income 45 Non-Interest Expense 47 Income Taxes 48 Analysis of Financial Condition 49 Securities Portfolio 49 Loan Portfolio 49
Provision and Allowance for Loan Losses (''ALLL'') 50
Nonperforming Assets and Other Asset Quality Metrics 53
Deposits and Other Borrowings 55 Liquidity 57 Contractual Obligations 57
Capital Resources and Off-Balance Sheet Arrangements 57
Critical Accounting Policies and Estimates 58
Item 3. Quantitative and Qualitative Disclosures about Market Risk 59
Item 4. Controls and Procedures 60
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