COMMERCIAL BANK OF KUWAIT Stock Kuwait S.E.

Commercial Bank of Kuwait KPSC is a Kuwait-based company engaged in the provision of banking, brokerage and investment banking services and products. The Bank offers its services through two segments: The Corporate and Retail banking segment provides a range of lending, deposit and related banking services to domestic and international corporate and individual customers, and the Treasury and Investment banking segment comprises of money market, foreign exchange, treasury bonds, asset management and brokerage services. In addition, the Bank also offers a range of fund management services through its Tijari Funds division, which covers Islamic fund and India fund. As of December 31, 2012, the Bank’s subsidiaries included Al Tijari Investment Company KSCC, which is engaged in investment banking, and Union Securities Brokerage Company KSCC, which operates in brokerage services.