CIB Marine Bancshares : 2021 Annual Meeting - Presentation Slides

ANNUAL SHAREHOLDER MEETING

September 24, 2021

		Previous Close
		(September 23, 2021)
S&P 500 Index	INX	$4,438.00
Dow Jones Industrial Average Index	INDU	$34,764.82
KBW Regional Banking Total Return Index	KRXTR	$203.78
CIB Marine Bancshares, Inc.	CIBH	$28.75

Source: Bloomberg L.P.

This presentation has not been audited by Crowe LLP.

CALL TO ORDER

Mark A. Elste

Chairman of the Board of Directors

2

FORWARD LOOKING STATEMENTS

CIB Marine has made statements during today's presentation that may constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. CIB Marine intends these forward-looking statements to be subject to the safe harbor created thereby and is including this statement to avail itself of the safe harbor. Forward-looking statements are identified generally by statements containing words and phrases such as "may," "project," "are confident," "should be," "intend," "predict," "believe," "plan," "expect," "estimate," "anticipate" and similar expressions. These forward-looking statements reflect CIB Marine's current views with respect to future events and financial performance that are subject to many uncertainties and factors relating to CIB Marine's operations and the business environment, which could change at any time.

There are inherent difficulties in predicting factors that may affect the accuracy of forward-looking statements.

Stockholders should note that many factors, some of which are discussed in today's presentation or in the documents that are incorporated by reference, could affect the future financial results of CIB Marine and could cause those results to differ materially from those expressed in forward-looking statements. These factors, many of which are beyond CIB Marine's control, include but are not limited to:

• operating, legal, execution, credit, market, security (including cyber), and regulatory risks;
• economic, political, and competitive forces affecting CIB Marine's banking business;
• the impact on net interest income and securities values from changes in monetary policy and general economic and political conditions; and
• the risk that CIB Marine's analyses of these risks and forces could be incorrect and/or that the strategies developed to address them could be unsuccessful.

These factors should be considered in evaluating the forward-looking statements, and undue reliance should not be placed on such statements. Forward-looking statements speak only as of the date they are made. CIB Marine undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Forward-looking statements are subject to significant risks and uncertainties and CIB Marine's actual results may differ materially from the results discussed in forward-looking statements.

3

BOARD OF DIRECTORS

Charles E. Baker

J. Brian Chaffin

Gina M. Cocking

JoAnn M. Cotter

Mark A. Elste

Mark D. Henderson

John P. Hickey, Jr.

Gary L. Longman

Charles D. Mires

Steven C. Palmitier

Ronald E. Rhoades

Retired Partner of Ernst & Young, LLP

President & CEO of

CIB Marine Bancshares & CIBM Bank

CEO & Managing Director of Colonnade Advisors, LLC

Retired partner of Wipfli LLP

Chairman of the Boards of

CIB Marine Bancshares, Inc. and CIBM Bank

Chief Information Officer and Vice Chancellor of

University of Pittsburgh

Retired President, CEO & Chairman of

CIB Marine Bancshares, Inc. & CIBM Bank

Retired President & CEO of Sunny Ridge Family Center and

retired partner of KPMG LLP

Retired Director of Fixed Income & Alternative Strategies of a

private investment management firm

President & COO of North American Company for Life and Health Insurance and Midland National Life Insurance Company Midwest Regional Manager of CKS Packaging, Inc.; former Chairman, President & CEO of plastic manufacturer, Plastic Container Corporation

4

Charles Baker

Director 2008 - 2021

The Board of Directors offers its gratitude and a fond farewell to Mr. Baker after more than a decade of invaluable service to the Company and its shareholders.

5