Company Cembra Money Bank AG

CMBN

CH0225173167

Banks

Analysts' Consensus

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

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Holdings

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Ratings for Cembra Money Bank AG

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Quarterly earnings - Rate of surprise

Sector Retail & Mortgage Banks

Market Closed - Swiss Exchange Other stock markets 11:30:11 2024-04-19 am EDT			5-day change	1st Jan Change
74.2 ^CHF	-0.20%		+0.47%	+13.11%

Feb. 22	Transcript : Cembra Money Bank AG, 2023 Earnings Call, Feb 22, 2024
Feb. 22	Cembra Money Bank AG Reports Earnings Results for the Full Year Ended December 31, 2023	CI

Cembra Money Bank AG, formerly known as GE Money Bank AG, is a Switzerland-based consumer finance bank. It operates through a domestic distribution and sourcing network that includes approximately 25 branches, as well as 200 agents, 3000 auto dealers, credit card partner agreements and online channels. Its offering is diversified into loans, credit cards, leasing, insurance and savings. The loans business focuses on the provision of personal loans. The credit card business engages credit card provision. The leasing business provides leasing services, including automobile, motorcycle and caravan leasing, among others. The insurance business provides insurance solutions, including payment insurance and credit card insurance. The savings business provides saving solutions, including deposit accounts and investment instruments.

Number of employees: 950

CHF in Million	2022	Weight	2023	Weight	Delta
Banking and Related Activities 100.0 %	509	100.0 %	516	100.0 %	+1.34%

CHF in Million	2022	Weight	2023	Weight	Delta
Switzerland 100.0 %	509	100.0 %	516	100.0 %	+1.34%

Managers	Title	Age	Since
Holger Laubenthal CEO	Chief Executive Officer	52	21-02-28
Pascal Perritaz DFI	Director of Finance/CFO	52	18-09-30
Christian Schmitt CTO	Chief Tech/Sci/R&D Officer	48	-
Alona Eiduka COO	Chief Operating Officer	44	18-12-31
Marcus Händel IRC	Investor Relations Contact	-	-
Stefanie Oeschger HRO	Human Resources Officer	-	-
Eric Anliker LAW	General Counsel	56	22-08-31
Peter Schnellmann SAM	Sales & Marketing	50	21-12-31
Volker Gloe PRN	Corporate Officer/Principal	56	04-12-31

Members of the board	Title	Age	Since
Monica Mächler-Erne BRD	Director/Board Member	68	15-04-28
Thomas Buess BRD	Director/Board Member	67	20-04-15
Marc Berg BRD	Director/Board Member	49	22-04-20
Franco Morra CHM	Chairman	57	23-04-20
Susanne Klöß-Braekler BRD	Director/Board Member	59	21-04-21
Jörg Behrens BRD	Director/Board Member	60	22-04-20
Alex Finn BRD	Director/Board Member	63	22-04-20

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	30,000,000	29,326,847 ( 97.76 %)	665,135 ( 2.217 %)	97.76 %

Name	Equities	%	Valuation
UBS Asset Management Switzerland AG 5.413 %	1,623,913	5.413 %	136 M CHF
Credit Suisse Asset Management (Schweiz) AG 4.848 %	1,454,463	4.848 %	122 M CHF
CEMBRA MONEY BANK AG 2.189 %	656,757	2.189 %	55 M CHF
zCapital AG 0.9333 %	280,000	0.9333 %	23 M CHF
Mirabaud Asset Management (Suisse) SA 0.8577 %	257,300	0.8577 %	22 M CHF
Lyxor International Asset Management SAS 0.6708 %	201,242	0.6708 %	17 M CHF
OLZ AG 0.4471 %	134,125	0.4471 %	11 M CHF
1741 Fund Solutions AG 0.3542 %	106,251	0.3542 %	9 M CHF
St. Galler Kantonalbank AG (Private Banking) 0.3135 %	94,040	0.3135 %	8 M CHF
Cedar Street Asset Management LLC 0.2422 %	72,669	0.2422 %	6 M CHF

Name	Equities	%	Valuation
CEMBRA MONEY BANK AG 2.19%	656,757	2.19%	55,051,795 $

Cembra Money Bank AG

Bändliweg 20

8048, Zurich

+41 44 439 8111

http://www.cembra.ch

Name	Category and Sector
Swiss Auto Lease 2023-1 GmbH Swiss Auto Lease 2023-1 GmbH Miscellaneous Commercial ServicesCommercial Services Part of Cembra Money Bank AG, Swiss Auto Lease 2023-1 GmbH is a German company that leases intangible assets. The private company is located in Germany.	Miscellaneous Commercial Services

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ESG Refinitiv

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HOLD

Number of Analysts

Last Close Price

74.2 CHF

Average target price

73 CHF

Spread / Average Target

-1.62%

Consensus

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Banking & Investment Services

Banking Services

Retail & Mortgage Banks

	1st Jan change	Capi.
CEMBRA MONEY BANK AG	+13.11%	2.39B
AL RAJHI BANKING AND INVESTMENT CORPORATION	-6.82%	85.95B
FIRSTRAND LIMITED	-18.47%	17.47B
CAPITEC BANK HOLDINGS LIMITED	-1.30%	12.2B
FEDERAL NATIONAL MORTGAGE ASSOCIATION	+25.23%	7.58B
ABSA GROUP LIMITED	-14.48%	6.01B
PENNYMAC FINANCIAL SERVICES, INC.	-0.46%	4.39B
LIC HOUSING FINANCE LIMITED	+19.93%	4.23B
WALKER & DUNLOP, INC.	-17.81%	3.02B
CATHAY GENERAL BANCORP	-19.23%	2.52B

Retail & Mortgage Banks