Banco Santander Chile : Monthly Financial Summary May 2021

BANCO SANTANDER-CHILE AND SUBSIDIARIES

CONSOLIDATED FINANCIAL INFORMATION

As of May 31, 2021

The principal balances and results accumulated for the period ending May 2021 (amounts in millions of Chilean pesos).

SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION		SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD

Principal assets	Ch$ million
Cash and deposits in banks	8,010,096
Interbank loans, net	8,945
Loans and accounts receivables from customers, net	33,561,307
Total investments	6,899,576
Financial derivative contracts	6,276,099
Other asset items	3,891,418
Total assets	58,647,441
Principal liabilities	Ch$ million
Deposits and other demand liabilities	17,772,377
Time deposits and other time liabilities	11,131,537
Financial derivative contracts	6,578,242
Issued debt instruments	8,063,105
Other liabilities items	11,596,460
Total equity	3,505,720
Total liabilities and Equity	58,647,441
Equity attributable to:
Equity holders of the Bank	3,417,927
Non-controlling interest	87,793

Operational results	Ch$ million
Net interest income	727,163
Net fee and commission income	125,933
Result from financial operations	57,878
Total operating income	910,974
Provision for loan losses	(160,912)
Support expenses	(327,504)
Other results	(33,871)
Income before tax	388,687
Income tax expense	(83,040)
Continued operations result	305,647
Discontinued operations result	-
Net income for the period	305,647
Attributable to:
Equity holders of the Bank	302,377
Non-controlling interest	3,270

As of May 31, 2021, Banco Santander-Chile has constituted additional provisions with a charge to results in the line Provision for loan losses of Ch$42,000 million (before taxes).

JONATHAN COVARRUBIAS H.	MIGUEL MATA HUERTA
Chief Accounting Officer	Chief Executive Officer

BANCO SANTANDER-CHILE Y AFILIADAS

INFORMACIÓN FINANCIERA CONSOLIDADA

Al 31 de mayo de 2021

A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de mayo de 2021 (cifras en millones de pesos).

ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO		ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO

Principales rubros del activo

Efectivo y depósitos en bancos Adeudado por bancos

Créditos y cuentas por cobrar a clientes Inversiones totales

Contratos de derivados financieros Otros rubros del activo

Total Activos

Principales rubros del pasivo

Depósitos y otras obligaciones a la vista Depósitos y otras captaciones a plazo Contratos de derivados financieros Instrumentos de deuda emitidos Otros rubros del pasivo

Total patrimonio

Total Pasivos y Patrimonio

Patrimonio atribuible a:

Tenedores patrimoniales del Banco Interés no controlador

MM$		Resultados operacionales	MM$
8.010.096		Ingreso neto por intereses y reajustes	727.163
8.945		Ingreso neto de comisiones	125.933
33.561.307		Resultado de operaciones financieras	57.878
6.899.576		Total ingresos operacionales	910.974
6.276.099		Provisiones por riesgo de crédito	(160.912)
3.891.418		Gastos de apoyo	(327.504)
			Otros resultados	(33.871)
58.647.441
			Resultado antes de impuesto	388.687
MM$		Impuesto a la renta	(83.040)
17.772.377		Resultado de operaciones continuas	305.647
11.131.537		Resultado de operaciones discontinues	-
6.578.242		Utilidad consolidada del periodo	305.647
8.063.105
11.596.460		Resultado atribuible a:
3.505.720		Tenedores patrimoniales del Banco	302.377
			Interés no controlador	3.270
58.647.441
3.417.927		Al 31 de mayo de 2021, Banco Santander-Chile	ha constituido provisiones
	adicionales con un cargo a resultados en el ítem Provisiones por riesgo de crédito

87.793	por MM$42.000 (antes de impuestos).

JONATHAN COVARRUBIAS H.	MIGUEL MATA HUERTA
Gerente de Contabilidad	Gerente General

IMPORTANT NOTICE

The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards issued by the Financial Market Commission (FMC), formerly Superintendency of Banks and Financial Institutions (SBIF). The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions. The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry. For those principles not covered by the Compendium of Accounting Standards banks can use generally accepted accounting principles issued by the Chilean Accountant's Association AG and which coincides with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB). In the event that discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards) and IFRS the Compendium of Accounting Standards will take precedence.

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