Company Banco de Venezuela, S.A. Banco Universal

Banco de Venezuela SA Banco Universal (the Bank) is a Venezuela-based financial institution principally engaged in the banking sector. Its services and products include saving and current accounts, fixed-term deposits, consumer and commercial loans, mortgages and financial assessment, among others. The Bank provides also credit cards such as Visa, Visa Sport and Mastercard, among others. Additionally, the Bank is active in the insurance sector and it offers a range of insurance policies. The Bank operates a network of offices and automated teller machines (ATMs) located nationwide, as well as a foreign branch established in Curacao, the Netherland Antilles.