Investor Relations Department | Email: Investor_Relations_Bci@Bci.cl
November 2021
Bci at a glance
Leading financial institution in Chile in Assets...
Profitable and financially sound
as of September 2021
US$79.35 bn
US$48.16 bn
(+12.9% YoY)
(+6.5% YoY)
Total assets
Total loans
US$480.2 mm
US$5.4 bn
Net Income YTD
Market Cap1
(ROAE 11.97%)
Diversified business model
Largest bank in Chile (total loans)
3rd Largest Florida-based bank
City National Bank
of Florida
Shanghai
Mexico City
Bci/Subsidiary Diversification
CNB
Bci Miami
Bci+Subsidiaries
Credit rating profile:
Bogota
A2 A- A-
Lima
Retail, Wholesale and Investment bank
Sao Paulo
Santiago
■
Segments (Affluent,
■
Commercial Bank
■
Leasing
Mass Affluent, Mass
■
Private bank
■
Stock brokerage
Market)
■
Treasury Products
■
Insurance brokerage
SMEs
■
■
Corporate Banking
Credit Cards
■
■
Asset Management
Mortgage
■
■
Cash Management
Consumer loans
■
■
Factoring
Deposits
Servicios
Financieros
New Lines of Business
Perú
3
Note: Figures are converted to US$ using an FX of US$/CLP of 811.9 (October 1st 2021); 1 Bloomberg as of September, 2021
Chilean financial system
Bci is part of a robust financial system
CHILE. GDP growth scenarios1 (%, yoy)
Total loans in the banking system2 (US$bn)
Source: CMF
Note: Figures are converted to US$ using an FX of US$/CLP of 811.9 (October 1st 2021) 1 Figures exclude CNB (City National Bank) and Itau Corpbanca operations in Colombia
Banking system capitalization ratio
Chilean banking regulation - upgrading to Basel III
New General Banking Law was approved and seeks to align capital requirements in Chile with Basel III guidelines.
Implementation will be phased over a period of five years and will call for at least an additional 2.5% in required capital (conservation buffer), in addition to the 8.0% currently in place.
April 2021: The first regulatory equity self-assessment report (IAPE) was delivered to the Financial Market Commission (CMF).
The new capital discounts and requirements for operational, credit, and market risk will be effective as of December 2021.
5
Source: Bci Research
Source: CMF. Tier I and Tier II calculated as core capital and supplementary capital as % of total risk weighted assets respectively
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Disclaimer
Bci - Banco de Credito e Inversiones SA published this content on 05 November 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 05 November 2021 15:17:14 UTC.
Banco de Credito e Inversiones is a Chile-based financial institution (the Bank) engaged in the banking sector. The Bank's activities are divided into six segments: Retail banking, which offers current accounts, credit cards, personal loans and insurance products, among others, to individuals; Small and medium-sized enterprises, which provides financing, cash management, factoring and leasing, among others, to microenterprises and companies; Commercial banking, which includes services rendered to corporations, such as real estate and leasing companies; Corporate & Investment Banking Commercial Division, which provides investment solutions to large corporations, financial institutions and high net worth investors; Corporate & Investment Banking Finance Division, which offers sales and trading solutions to institutional investors, and BCI Financial Group, which includes operations of City National Bank of Florida in Chile. The Bank is controlled by Empresas Juan Yarur SAC.
BANCO DE CRÉDITO E INVERSIONES 
