Company X Financial

Equities

XYF

US98372W2026

Consumer Lending

Delayed Nyse 04:10:00 2024-04-22 pm EDT 5-day change 1st Jan Change
3.9 USD +3.17% Intraday chart for X Financial -2.01% +6.56%

Business Summary

X FINANCIAL is a China-based company principally engaged in the provision of technology-driven personal finance services. The Company's products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The Company is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company's WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.

Number of employees: 461

Sales per Business

USD in Million2021Weight2022Weight Delta
Loan Facilitation Service - Direct Model - Xiaoying Credit Loan
57.4 %
395 70.2 % 304 57.4 % -23.08%
Financing - Xiaoying Credit Loan
26.9 %
100 17.8 % 142 26.9 % +42.69%
Post-origination Service - Xiaoying Card Loan
10.4 %
48 8.6 % 55 10.4 % +14.06%
Other - Other Service
4.5 %
9 1.7 % 24 4.5 % +150.10%
Other - Xiaoying Credit Loan
0.6 %
5 0.9 % 3 0.6 % -37.46%
Financing - Other Loan
0.2 %
- - 1 0.2 % -
Post-origination Service - Xiaoying Revolving Loan
0.0 %
0 0.1 % 0 0.0 % -87.04%
Other - Other Loan
0.0 %
0 0.0 % 0 0.0 % +52.32%
Finance - Xiaoying Revolving Loan
0.0 %
4 0.8 % 0 0.0 % -99.99%

Sales per region

USD in Million2021Weight2022Weight Delta
China
100.0 %
562 100.0 % 529 100.0 % -5.90%

Managers

Managers TitleAgeSince
Chief Executive Officer 53 15-01-04
President 50 14-12-31
Director of Finance/CFO 58 20-08-23
Director/Board Member 54 14-12-31
Corporate Officer/Principal - 14-12-31
Corporate Officer/Principal 45 13-12-31

Members of the board

Members of the board TitleAgeSince
Chief Executive Officer 53 15-01-04
Director/Board Member 53 -
Director/Board Member 61 18-08-31
Director/Board Member 55 -
Director/Board Member 54 14-12-31
President 50 14-12-31

Share class

VoteQuantityFree-FloatCompany-owned sharesTotal Float
Stock A 1 97,600,000 0 0 56.77 %
Stock B 1 231,517,943 186,854,771 ( 80.71 %) 41,199,374 ( 17.80 %)

Shareholders

NameEquities%Valuation
AWH Capital LP
0.8094 %
258,080 0.8094 % 996 189 $
Renaissance Technologies LLC
0.2998 %
95,575 0.2998 % 368 920 $
Goldman Sachs & Co. LLC
0.2015 %
64,230 0.2015 % 247 928 $
Axxion SA (Luxembourg)
0.1882 %
60,000 0.1882 % 231 600 $
Alpha Wave Global LP
0.1807 %
57,619 0.1807 % 222 409 $
Acadian Asset Management LLC
0.1193 %
38,042 0.1193 % 146 842 $
Morgan Stanley Capital Services LLC
0.0442 %
14,100 0.0442 % 54 426 $
Citadel Securities GP LLC
0.0315 %
10,057 0.0315 % 38 820 $
RhumbLine Advisers LP
0.0274 %
8,745 0.0274 % 33 756 $
Russell Investments Group Ltd.
0.0186 %
5,943 0.0186 % 22 940 $
NameEquities%Valuation
Justin Tang
100.00 %
97,600,000 100.00 % 63 M $
NameEquities%Valuation
27,113,806 11.71 % 17 M $
David Fung
8.639 %
20,000,000 8.639 % 13 M $
9,385,196 4.054 % 6 M $

Company contact information

X Financial

7-8F, Block A Aerospace Science & Technology Plaza

518067, Shenzhen

+

http://www.xiaoyinggroup.com
address X Financial(XYF)